Frequently Asked Questions
Last updated: 2026-08-29
Does the line run in my state?
Not everywhere. The Lending Policy page lists where this is currently offered.
Do I pay to send an ask?
No. Fees on an offer you take are the lender's, and they show them before you agree.
What range can I put on the ask?
$100 to $5000. A lender still decides whether they will write something in that band.
Does sending this touch my credit?
The ask by itself does not. A lender who takes it up may check your credit later.
Credit is uneven. Still worth sending?
Often. Lenders in our network do not all use the same bar. Sending an ask does not obligate you.